Important 1099 Tax Form Deadlines: What the IRS Expects and When

Understanding 1099 tax form deadlines is critical for business owners, freelancers, and employers who work with independent contractors. Each year, the IRS enforces strict timelines for preparing and submitting 1099 forms, and missing these deadlines can result in costly penalties. Whether you are issuing a 1099-NEC, 1099-MISC, or receiving one as a contractor, knowing when […]

When Does Income Tax Return Filing Begin in 2026? What You Need to Know

Employee reviewing a CVS paystub online through a secure payroll portal.

As the new year approaches, many taxpayers begin asking the same question: when does income tax return filing begin in 2026? Whether you’re an employee, freelancer, independent contractor, or business owner, understanding the IRS tax filing start date helps you prepare early and avoid unnecessary stress. Each year, the Internal Revenue Service (IRS) announces the […]

How to Complete a 1099 Form: A Guide for Self-Employed Individuals and Business Owners

Small business profit and loss account created with PHCWorkHub tools

Tax season can feel overwhelming, especially if you’re running a small business or working for yourself. One of the most important responsibilities during this time is correctly reporting income paid to non-employees and income earned as a self-employed professional. Businesses are required to report payments made to independent contractors, and freelancers must accurately report what […]

How to Access Your CVS Paystub (Updated Guide for Current & Former Employees)

Accessing your CVS paystub is simple once you know which portal to use. Depending on your employment status, you can view your CVS paystub through the Colleague Zone, Workday, or the CVS Alumni Zone. Each option requires your employee ID and password. If you’ve already left CVS, you may be issued temporary login credentials by […]

Paycheck Deduction Codes in Pay Stubs : What They Really Mean | PHCWorkHub

Employee reviewing a CVS paystub online through a secure payroll portal.

Paycheck stubs are meant to give you a clear snapshot of your earnings for each pay period — yet for many people, they can feel confusing. The small abbreviations, numbers, and codes often leave employees wondering how their final net pay is calculated. These short entries are known as paycheck deduction codes, and they exist […]

How Long To Keep Pay Stubs and Other Payroll Records

Employee reviewing pay stubs and payroll records at desk – how long to keep pay stubs guide by PHCWorkHub

When you generate pay stubs, they’re more than just proof of how much you earned in each pay period — they’re a key part of maintaining financial transparency between employers and employees. However, these records aren’t meant to be kept forever. Many people are unsure how long to keep pay stubs or what the legal […]

What Is a Pay stub? Meaning, How It Works, and How to Create One Online

Pay stub editor feature on PHC WorkHub for customizing check stubs

Whether you’re an employee, an employer, or self-employed, you’ve probably heard the term “pay stub” or “check stub.” But what does it really mean — and how does it work? In this guide, we’ll break down what a pay stub is, how it looks, and how you can easily create paycheck stubs online using a […]

How to Request a W-2 From a Previous Employer | Step-by-Step Guide | PHCWorkHub

How to read a W-2 form explained box by box

If you’ve recently switched jobs, you might be wondering how to get your W-2 form from a previous employer. Your W-2 form is essential for filing taxes — it reports your annual wages and the amount of taxes withheld from your paycheck. Even if you no longer work for that company, your former employer is […]

Arrears Meaning Explained | What Are Arrears and How They Work

Ever noticed the word “arrears” on your bill or bank statement and wondered what it really means? In simple terms, arrears refers to money you owe because a payment wasn’t made on time. If you’re “in arrears,” it means you’re behind on a payment. The term arrears is widely used in finance, banking, payroll, and […]